Adjustable-rate Mortgages1 (ARMs)

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Traditional Mortgage.
1. Adjustable-Rate Mortgage

Adjustable-rate mortgages1 (ARMs)

- Start with set rate of interest (significance regular monthly principal and interest payments will not change) for 5, 7 or ten years.
- Then, yearly interest rate modifications will happen following preliminary set duration.
- Jumbo ARMs are likewise available2.
- Annual modifications following preliminary set period.
- Interest rate and monthly payment may alter

Ideas & Tips

Five financing do's & do n'ts for homebuyers.

Buying a home is costly, and the process can be both overwhelming and intricate, particularly when it comes to financing. These five pointers can help you build a strong details foundation for your homebuying experience.

Should you consider an ARM for your next mortgage?

ARMs provide an alternative to standard fixed-rate mortgages. Here's a short description of how ARMs work and how to choose if and when they may be the ideal home financing option for you.

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Our objective is to make the mortgage loan process uncomplicated and simple to navigate. Whether you consult with a mortgage lender in person, through chat or over the phone, we're here to assist every action of the method.

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Disclosures:

Commerce Bank NMLS # 411948

1. Commerce Bank Mortgage supports the markets and neighborhoods within our geographic regions and reserves the right to limit the geographical area in which loans will be made. Commerce does not lend in Maryland.
2. Minimum loan amount of $766,550 (single family house). In a lot of counties in the Denver urbane location, minimum loan amount is $856,750.

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